Every unit insured.
Higher NOI.
Tessera embeds renters, deposit, and pet coverage inside your leasing flow — then uses AI and machine learning to monitor every policy and act on lapses before they become exposure. Higher NOI, full-portfolio compliance, zero added headcount.
Four products. One lease flow.
Embedded where renters already are — application and e-sign. No shopping around, no certificates to chase, and a measurable lift to NOI.
Embedded renters insurance
HO-4 coverage attached the moment the lease is signed, with liability limits matched to your requirements.
Deposit insurance
A small monthly premium replaces the lump-sum deposit — move-in costs drop, your applicant pool widens, you stay protected.
Pet liability
Damage and liability coverage beyond the standard policy — say yes to pets and price the risk instead of refusing it.
Renters benefits
A benefits package bundled with coverage — one more reason renters opt in, one more ancillary line for you.
Never chase a certificate again.
Most operators require renters insurance, then burn staff hours policing it — or quietly go unprotected. Tessera uses AI to watch every policy in your portfolio, catch lapses the day they happen, and act on them automatically.
And while any gap is open, your master liability policy holds the line — so there is never a moment a unit sits exposed.
Compliance used to cost you. Now it lifts NOI.
Three ways the same integration shows up in your NOI.
A wider applicant pool
Deposit insurance cuts move-in cash from thousands to a small monthly premium. More qualified applicants, faster fills, fewer vacant days.
A new contributor to NOI
Renters, deposit, and pet coverage each add to net operating income. A requirement your leases already carry stops being a cost and starts lifting NOI.
Compliance that holds
Monitoring and auto-correction keep every unit actively covered — uninsured losses and enforcement hours both trend to zero.
What does this add up to across your portfolio?
Units × attach rate × premium — see the annual NOI upside for your exact portfolio.
Built like an insurer. Because we are one.
Wherever your portfolio operates, the same embedded flow works on day one — on paper that satisfies your lenders and your legal team.